Getting your bike stolen is just about the worst thing that can happen, but don’t worry - we cover theft from and away from your home.
Whether it's a high speed crash or a coffee stop tumble, we’ll get you back on your bike either by repairing your bicycle or replacing the damaged parts.
We love upgrades and gadgets as much as you do. Insure custom parts fitted to your bicycle, such as upgraded carbon handlebars or a dropper seatpost.
If you regularly transport your bicycle on your roof, chances are that someday you'll forget it's up there while driving into your garage. We've done it ourselves. Don’t worry, we cover your bicycle when you transport it on your car.
If you have an accident and have a valid claim on your bicycle, we’ll pay up to $1,000 for out-of-pocket emergency medical expenses, like ambulance costs, x-rays or getting stitched up after a crash. This does not apply to non-emergency costs like physiotherapy.
This is not travel medical/insurance. Available upon request through Bicycle Broker & TUGO
Traveling with your bicycle on an airline, ship, train, or truck? No stress. We can cover your bicycle for loss or damage in transit anywhere in Canada. Leaving Canada? Add worldwide coverage.
If your bicycle gets damaged either by a thief trying to steal it or a vandal, we’ll cover the costs to repair it to its previous condition.
If you’ve had an accident and are unable to ride your bike home, we’ll reimburse you up to $75 of your transportation cost to get you to the nearest public transport station, bicycle repair shop or your home - whichever is nearer.
Traveling outside of Canada with your bicycle? Add our optional worldwide coverage for up to 90 days while abroad. Enjoy stress-free travel and riding with your bicycle while on your trip.
Select racing & event coverage to insure your bicycle if the damage is caused by a specific incident, crash, impact, or road hazard while taking part in a race or event.
If you cover your bicycle within 60 days of purchasing it new, select lifetime new for old and we’ll replace your bicycle, item or part with a new item of the same make and model (or the nearest equivalent) with no depreciation applied.
Cover your accessories (such as your cycling helmet, GPS, or bicycle lights) and extra racing wheels. You can also insure the clothing and helmet you are wearing while you ride.
If you’ve selected worldwide or racing & event coverage, we’ll reimburse you up to $300 to rent a bicycle if a covered loss occurs seven days or less before you participate in a cycling race or event, if we can’t for some unlikely reason get your bicycle sorted in time.
If you’ve selected our racing & event coverage, we’ll reimburse your event entry fee up to $500 for any cycling race or event that you’ve entered but cannot compete in due to injuries you sustained in a covered loss to your bicycle.
Registering with Project 529 simplifies support from Sundays, enhancing efficiency in assistance and claim processing.
The partnership broadens your access to a collaborative network of community stores and cyclists, fostering a safer and more interconnected cycling experience.
To get a bicycle insurance quote, you’ll need the following information:
Additional preferences, such as optional coverage, deductible selection, or payment frequency, can be customized during the quote process to tailor the policy to your needs.
Once you have this information ready, simply click "Get a Quote." In just a couple of minutes, you’ll receive a personalized, obligation-free quote tailored to your cycling needs.
Our e-bike insurance policy is specifically designed for electric pedal-assist bicycles that meet all applicable provincial laws. To qualify for coverage, your e-bike must:
While we appreciate innovation, there are limits to what we can insure. Our policy does not cover:
While your home & tenant insurance may provide some coverage for your bicycle, there might be limitations to the value and it’s unlikely to comprehensively cover many of the situations unique to cycling.
Sundays insurance ensures you can handpick the coverage that’s right for you, and enjoy benefits unique to the sport and related situations you may find yourself in.
You can also enjoy optional benefits unique to comprehensive cycling insurance such as racing coverage, worldwide coverage, and coverage for your accessories and wheelsets.
Absolutely! You simply need to add optional racing coverage to your bicycle insurance policy to ensure it’s covered during races, triathlons, and charity rides.
Yes, our bicycle insurance coverage includes your spouse, any children over 18 years old, or a partner you’ve lived with for two years or more, as long as they are listed on the policy as additional policyholders.