Ride it like you stole it

Get a quick quote - Insurance for e-bikes and bicycles.

Premiums don't increase when you claim
A team of cyclists who understand your needs
Commitment to great claims experiences

What we cover

Get coverage that's as versatile as your riding style
Theft from and away from home

Getting your bike stolen is just about the worst thing that can happen, but don’t worry - we cover theft from and away from your home.

Accidental damage

Whether it's a high speed crash or a coffee stop tumble, we’ll get you back on your bike either by repairing your bicycle or replacing the damaged parts.

Custom parts and upgrades

We love upgrades and gadgets as much as you do. Insure custom parts fitted to your bicycle, such as upgraded carbon handlebars or a dropper seatpost.

Transporting your bicycle on a bike rack

If you regularly transport your bicycle on your roof, chances are that someday you'll forget it's up there while driving into your garage. We've done it ourselves. Don’t worry, we cover your bicycle when you transport it on your car.

Medical payments

If you have an accident and have a valid claim on your bicycle, we’ll pay up to $1,000 for out-of-pocket emergency medical expenses, like ambulance costs, x-rays or getting stitched up after a crash. This does not apply to non-emergency costs like physiotherapy.
This is not travel medical/insurance. Available upon request through Bicycle Broker & TUGO

Domestic travel with your bicycle

Traveling with your bicycle on an airline, ship, train, or truck? No stress. We can cover your bicycle for loss or damage in transit anywhere in Canada. Leaving Canada? Add worldwide coverage.

Malicious damage

If your bicycle gets damaged either by a thief trying to steal it or a vandal, we’ll cover the costs to repair it to its previous condition.

Roadside Assistance

If you’ve had an accident and are unable to ride your bike home, we’ll reimburse you up to $75 of your transportation cost to get you to the nearest public transport station, bicycle repair shop or your home - whichever is nearer.

Comprehensive coverage

From local races to worldwide adventures
Optional worldwide coverage

Traveling outside of Canada with your bicycle? Add our optional worldwide coverage for up to 90 days while abroad. Enjoy stress-free travel and riding with your bicycle while on your trip.

Optional racing and event coverage

Select racing & event coverage to insure your bicycle if the damage is caused by a specific incident, crash, impact, or road hazard while taking part in a race or event.

Optional lifetime new for old

If you cover your bicycle within 60 days of purchasing it new, select lifetime new for old and we’ll replace your bicycle, item or part with a new item of the same make and model (or the nearest equivalent) with no depreciation applied.

Optional accessories and additional wheelsets

Cover your accessories (such as your cycling helmet, GPS, or bicycle lights) and extra racing wheels. You can also insure the clothing and helmet you are wearing while you ride.

Icon Bicycle
Replacement rental bike

If you’ve selected worldwide or racing & event coverage, we’ll reimburse you up to $300 to rent a bicycle if a covered loss occurs seven days or less before you participate in a cycling race or event, if we can’t for some unlikely reason get your bicycle sorted in time.

Icon Event entry users
Event entry reimbursement

If you’ve selected our racing & event coverage, we’ll reimburse your event entry fee up to $500 for any cycling race or event that you’ve entered but cannot compete in due to injuries you sustained in a covered loss to your bicycle.

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Sundays vs Home & Tenant insurance

SUNDAYS
Home & Tenant insurance
Theft away from home
Limited
Accidental damage
Malicious damage
Domestic in-transit
Bike rack transport
Taxi fare reimbursement
Event entry reimbursement*
Replacement bicycle hire reimbursement*
Medical payments coverage
Worldwide coverage
Optional
Racing and event coverage
Optional
Lifetime new for old coverage
Optional

Sundays vs. Other bicycle insurers

Spoke
Markel
$2000
Bike cover
$168/yr
$14/mo
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$5000
Bike cover
$168/yr
$14/mo
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
$214/year
$32.10/first month $16.54/month thereafter
$2 fee per payment
*Dependent on selecting worldwide or racing & event cover

Register your bike with 529 Garage — Benefits for Sundays policyholders

Streamlined claims journey

Registering with Project 529 simplifies support from Sundays, enhancing efficiency in assistance and claim processing.

Empowerment through extended community

The partnership broadens your access to a collaborative network of community stores and cyclists, fostering a safer and more interconnected cycling experience.

Register your bike
Female cyclist on a road bike.
in partnership
Strava Logo

Frequently asked questions

What do I need to get a bike insurance quote?

To get a bicycle insurance quote, you’ll need the following information:

  • Details about the bicycle: Make, model, value, and any custom parts or upgrades.
  • Personal information: Name, address, and contact details.

Additional preferences, such as optional coverage, deductible selection, or payment frequency, can be customized during the quote process to tailor the policy to your needs.

Once you have this information ready, simply click "Get a Quote." In just a couple of minutes, you’ll receive a personalized, obligation-free quote tailored to your cycling needs.


What types of e-bikes do you cover?
E-bikes we cover

Our e-bike insurance policy is specifically designed for electric pedal-assist bicycles that meet all applicable provincial laws. To qualify for coverage, your e-bike must:

  • Feature a frame with two wheels.
  • Include functional pedals for pedaling.
  • Be fully compliant with electric bike laws in your province.
E-bikes we don’t cover

While we appreciate innovation, there are limits to what we can insure. Our policy does not cover:

  • Bicycles powered by internal combustion engines or other non-electric sources.
  • Retrofitted, self-made, throttle only, or homemade e-bikes.
Why should I use Sundays insurance if my bicycle is covered under my homeowners or renters insurance?

While your home & tenant insurance may provide some coverage for your bicycle, there might be limitations to the value and it’s unlikely to comprehensively cover many of the situations unique to cycling.

Sundays insurance ensures you can handpick the coverage that’s right for you, and enjoy benefits unique to the sport and related situations you may find yourself in.

You can also enjoy optional benefits unique to comprehensive cycling insurance such as racing coverage, worldwide coverage, and coverage for your accessories and wheelsets.

Will my bicycle still be covered if I use it to race?

Absolutely! You simply need to add optional racing coverage to your bicycle insurance policy to ensure it’s covered during races, triathlons, and charity rides.

Can family members ride my bicycle and still be covered?

Yes, our bicycle insurance coverage includes your spouse, any children over 18 years old, or a partner you’ve lived with for two years or more, as long as they are listed on the policy as additional policyholders.